Solutions / Payments advisory
Define the payment architecture your business needs. Then deliver it.
Provider strategy, selection, integration, cashier experience and the operating model that holds them together — designed as one system rather than assembled provider by provider.
The work runs from the decision through to the configuration, because a strategy that stops at the recommendation rarely survives contact with the integration.
Strategy and architecture
- Payment and provider strategy
- Which methods belong in which markets, and which providers should carry them.
- Gateway and acquiring strategy
- Direct, gateway-mediated, or both — and what each choice costs in flexibility.
- Routing architecture
- Primary, secondary and fallback structures, and the rules that move traffic between them.
- Market expansion
- What a new market requires in methods, licensing, currency and settlement before launch.
Selection and integration
- Provider selection
- Structured evaluation against coverage, conversion, pricing, settlement, compliance and integration effort.
- Commercial negotiation
- Fee structures, minimums, reserves, notice periods and termination rights — with the financial impact quantified before the conversation.
- Integration support
- Working alongside your developers on API and gateway integration, callbacks, statuses, credentials and environments.
- Open banking, wallets, cards and local methods
- Including the journey and friction each one introduces.
Experience and operations
- Cashier and payment UX
- Method presentation and ordering, limits, redirects, mobile behaviour and failed-transaction recovery.
- Payment messaging
- What a customer is told when a payment fails, and whether it helps them succeed on the next attempt.
- Payments operations
- Incident response, provider escalation, monitoring and the routines that keep performance stable.
- Payments team advisory
- Team structure, recruitment advisory, training, PSP management and performance frameworks.
Supporting services
Delivered in support of a payment build rather than as standalone offers: company setup and structuring for payment-related entities, and bank account opening support.
Also in solutions
Payment performance optimisation
Find where transactions fail. Acceptance rate and customer success rate by PSP, market, method, bank and BIN, with the decline reasons behind them.
Payment reconciliation
Bring transactions, PSP reports and settlements together. Surface missing settlements, fee discrepancies, duplicates, unmatched transactions and currency differences.
PSP commercial intelligence
Know what every transaction really costs, and never be surprised by a renewal. Fees, contract terms, reserves, minimums and notice periods in one place.
Payments sit between technology, finance, operations and customer experience. Most of the problems live in the gaps between them.