Solutions / Reconciliation
Transactions, PSP reports and settlements, in one view.
Most reconciliation happens in spreadsheets, monthly, by one person, against one provider at a time. It finds the large errors eventually and the small persistent ones never.
We bring the three sources together so the variance is visible while it still matters.
What gets compared
- Internal transaction data
- What your platform believes happened.
- PSP transaction data
- What the provider believes happened.
- PSP settlement data
- What actually arrived, net of fees.
What it surfaces
- Missing settlements
- Captured transactions with no corresponding payout.
- Fee discrepancies
- Deductions that do not match the contracted rate — the most common and least noticed leak.
- Amount differences
- Where the settled figure does not match the authorised one.
- Unmatched and duplicate transactions
- On either side of the comparison.
- Currency and FX differences
- Conversion applied at a rate or spread other than the agreed one.
- Provider balance differences
- Where the running balance and the reported balance diverge.
In the platform
Reconciliation
Did we receive the right amount?
Transactions processed
12,482
Matched
12,371
Requiring review
111
Automatically reconciled
99.1%
Variance €1,284.60
Exceptions and matches
| Transaction | Provider | Internal | Provider | Settled | Status |
|---|---|---|---|---|---|
| TX-4471902 | Provider A | €240.00 | €240.00 | €234.46 | Matched |
| TX-4471915 | Provider B | €75.00 | €75.00 | €73.28 | Fee difference |
| TX-4471938 | Provider A | €1,200.00 | €1,200.00 | — | Missing settlement |
| TX-4471944 | Provider C | €60.00 | €59.40 | €57.92 | Amount difference |
| TX-4471951 | Provider D | €150.00 | €150.00 | €146.93 | Matched |
| TX-4471967 | Provider B | €320.00 | €320.00 | €312.85 | Matched |
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Payments sit between technology, finance, operations and customer experience. Most of the problems live in the gaps between them.